A: What is a Bank of America Prepaid Card?
A Bank of America Prepaid Card (Card) is a prepaid VISA debit card. A player who wins a prize greater than $600 and up to and including $10,000 can request to have their net prize value loaded onto one of these Cards. The Card can be used anywhere the VISA brand is accepted.
B: Where can I get a Card?
Effective, March 20, 2019, a player who wins a prize of greater than $600 and up to and including $10,000 will be able to request a Card instead of a check when they claim a prize at any of the Lottery regional offices which are located in Detroit, Grand Rapids, Lansing, Livonia, Saginaw and Sterling Heights. Currently, there are no plans to offer these Cards at the Bank Claim Centers or the Secretary of State Branch offices.
C: What type of card is the Card?
This Card is a prepaid VISA debit card - not a credit card. Funds are limited to the available Card balance. Each purchase or withdrawal is deducted from the Card so the cardholder will want to keep track of the Card balance.
D: How do I activate my Card?
Visit www.bankofamerica.com/governmentcard, select “Activate My Card” or call 866.213.4074 (TTY 866.656.5913).
E: Can I add money to my Card?
No, these Cards are not reloadable. These Cards can only be loaded one time by a participating Lottery Regional Office for winning prizes of greater than $600 and up to and including $10,000. Limit one prize per card.
F: Where can I use my Card?
The Card can be used anywhere Visa is accepted.
G: How do I use my Card to make purchases or get cash back at the time of purchase?
Processes vary depending on the place of purchase, so follow directions at the point of sale. Remember your Personal Identification Number (PIN) created during card activation. Typically, the point of sale will recognize the card as a debit card, then ask for a PIN. A PIN will be required for cash back purchases. For purchases without cash back, selecting “Credit” is an alternative choice and does not require a PIN.
H: What are the applicable fees associated with this Card?
I: What do I do if my Card is lost or stolen?
Bank of America customer service is available 24/7. Visit www.bankofamerica.com/governmentcard or call 866.213.4074 (TTY 866.656.5913). If a cardholder is currently outside the United States, call collect at 1.423.262.1650.
If a Card is ever lost or stolen, Bank of America will reimburse for any unauthorized Card transactions, subject to certain terms and conditions set forth in the deposit agreement, which was provided in the original Card packaging received when the Card was loaded.
J: How do I get my Card balance?
The Bank of America customer service is available 24/7. Visit www.bankofamerica.com/governmentcard or call 866.213.4074 (TTY 866.656.5913). If a cardholder is currently outside the United States, call collect at 1.423.262.1650.
K: Where can I see a list of transactions/charges to my Card?
A cardholder can visit www.bankofamerica.com/governmentcard to view transactions, download statements, check the Card balance, etc.
L: Can I withdraw funds from my Card?
Using a Bank of America ATM a cardholder can withdraw funds from a Bank of America Prepaid Card balance for free. To get cash at the ATM, insert your Card into the machine and enter your PIN. Select “checking” to make a withdrawal and enter the amount of cash you want to withdraw. Then, take your cash, Card, and receipt to keep track of your balance. An ATM locator is available at www.bankofamerica.com/governmentcard.
M: Where can I find the Bank of America cardholder agreement for my Card?
- In order to view your Government Prepaid Debit Card Account Agreement, visit the following link and sign in with your Bank of America information: